Alterna Visa Centra Gold Card







A perfect balance of premium rewards and low rates.






The Visa Centra Gold Card* offers a balance of low rates and rewards. Enjoy saving money while receiving high-value rewards including travel, gifts, shopping and more. Finding balance in life couldn’t be easier!


  • $50
    Annual Fee
  • 9.90%
    Interest: Purchases
  • 9.90%
    Interest: Cash Advance
  • $10
    Additional Card












More Reward Flexibility

Flex your buying power with more rewards and more choices. Redeem your points for travel, gift cards, gifts, merchandise, cash back and more!



Global Customer Service

Services include lost/stolen card reporting; emergency cash advance; and emergency card replacement service


Earn Rewards

Get 1 point for every $1 spent


Protection and Warranty

90 days purchase protection and double the manufacturer's warranty (max 1 year)



More features

  • Zero Liability for unauthorized transactions
  • Auto Rental Collision/Loss Insurance Coverage
  • Common Carrier Accident Protection up to $125,000

Learn more about Collabria MySelect Rewards.
Check out the MySelect Rewards catalogue here.

Collabria Rewards Terms & Conditions
Collabria Terms & Conditions

*The Alterna Visa Card refers to the Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Interest rates will change from time to time on at least 30 days prior notice to the primary cardholder. "Purchase" means card purchases less returns and does not include: cash advances, interest, fees, balance transfers, and payments. "Cash" means cash advances, and balance transfers.

REWARDS
Eligibility for rewards and/or account credit is subject to the terms and conditions of the Collabria MySelect Rewards and Cash Rewards programs. For full terms and conditions, visit collabriacreditcards.ca/alterna.

ZERO LIABILITY
Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
1. you have used reasonable care in protecting your card from loss or theft; and
2. you have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.515.343.8995 (International Collect) when you knew that your credit card was lost or stolen. If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

INSURANCE
Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/alterna. Insurance coverage is subject to change.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/alterna. Some conditions and restrictions apply. Insurance coverage is subject to change.
Desjardins Insurance
Assurant Insurance