Registered Plans

Daily Interest Savings Account (Rates effective 2021-04-01) Rates
$0 - $5,000 0.00%
$5,000.01 - $10,000 0.00%
$10,000.01 - $25,000 0.00%
Over $25,000 0.05%
Paid on the portion of the balance within each tier.
Investment Savings Account (Rates effective 2021-04-01) Rates
$0.01 - $4,999.99 0.05%
$5,000.00 and Over 0.15%
Investment Savings Account (Tax-Free Savings Account) (Rates effective 2021-04-01) Rates
All Balances 0.15%
3 Year RateBuilder - Effective Yield 1.15 (Rates effective 2021-03-23) Rates
Year 1 0.70%
Year 2 0.95%
Year 3 1.80%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
5 Year RateBuilder - Effective Yield 1.25 (Rates effective 2021-03-23) Rates
Year 1 0.85%
Year 2 0.95%
Year 3 1.05%
Year 4 1.65%
Year 5 1.75%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
2 Year Flexi-Growth Term Deposit (Rates effective 2021-03-23) Rates
0 to 6 months 0.20%
6 to 12 months 0.30%
12 to 18 months 0.50%
18 to 23 months 0.65%
23 to 24 months 0.80%
3 Year Flexi-Growth Term Deposit (Rates effective 2021-03-23) Rates
0 to 12 months 0.50%
12 to 18 months 0.60%
18 to 24 months 0.70%
24 to 30 months 0.80%
30 to 35 months 0.90%
35 to 36 months 1.00%
2 and 3 Year Flexi-Growth Term Deposits: Annual compound interest paid annually, at redemption or at maturity. Interest earned must be reinvested back into the term deposit. Redemption available any time after 90 days. No partial redemptions permitted. If term is redeemed any time after 90 days prior to the 1 year anniversary, simple interest will be calculated on the principal amount for the number of days in the term and paid at redemption (principal x rate x number of days / 365 days). Minimum investment $500. Available to personal accounts only. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date
Flexi Term Deposit (Rates effective 2021-03-23) Rates
3 Year Flexi Term 1.00%
5 Year Flexi Term 1.10%
Flexi Term Deposit: Minimum $2,500. Annual compound interest paid annually and at maturity.
Nest Egg Term Deposit (Rates effective 2021-03-23) Rates
1 Year Nest Egg 0.3%
3 Year Nest Egg 0.5%
** non-registered, RRSP & TFSA eligible.
Short-term Term Deposits (Rates effective 2021-04-01) Rates
30 - 59 Days 0.10%
60 - 89 Days 0.15%
90 - 119 Days 0.25%
120 - 179 Days 0.35%
180 - 269 Days 0.40%
270 - 364 Days 0.45%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Long-term Term Deposits (Rates effective 2021-04-01) Rates
1 Year Redeemable 0.15%
1 Year 0.55%
18 - 23 Months 0.60%
2 Years 0.65%
3 Years 0.75%
4 Years 0.85%
5 Years 0.95%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Rates are subject to change without notice and are for information only. For details please contact us.
Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.