Registered Plans

Daily Interest Savings Account (Rates effective 2020-06-16) Rates
$0 - $5,000 0.00%
$5,000.01 - $10,000 0.00%
$10,000.01 - $25,000 0.00%
Over $25,000 0.05%
Paid on the portion of the balance within each tier.
Investment Savings Account (Rates effective 2020-06-16) Rates
$0.01 - $4,999.99 0.05%
$5,000.00 and Over 0.35%
Investment Savings Account (Tax-Free Savings Account) (Rates effective 2020-06-16) Rates
All Balances 0.35%
3 Year RateBuilder - Effective Yield 1.15 (Rates effective 2020-06-16) Rates
Year 1 0.70%
Year 2 0.95%
Year 3 1.80%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
5 Year RateBuilder - Effective Yield 1.20 (Rates effective 2020-06-16) Rates
Year 1 0.70%
Year 2 0.95%
Year 3 1.10%
Year 4 1.25%
Year 5 2.00%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
Flexi Term Deposit (Rates effective 2020-06-16) Rates
3 Year Flexi Term 1.00%
5 Year Flexi Term 1.10%
Flexi Term Deposit: Minimum $2,500. Annual compound interest paid annually and at maturity.
Short-term Term Deposits (Rates effective 2020-06-16) Rates
30 - 59 Days 0.20%
60 - 89 Days 0.25%
90 - 119 Days 0.35%
120 - 179 Days 0.45%
180 - 269 Days 0.50%
270 - 364 Days 0.55%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Long-term Term Deposits (Rates effective 2020-06-16) Rates
1 Year Redeemable 0.60%
1 Year 1.00%
18 Months 1.05%
19 - 23 Months 1.05%
2 Years 1.10%
3 Years 1.20%
4 Years 1.30%
5 Years 1.40%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Rates are subject to change without notice and are for information only. For details please contact us.
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