Registered Plans

Promotional Term Deposits (Rates effective 2022-04-27) Rates
90 Day Term Deposit 1.15%
1 Year Redeemable Term Deposit 0.85%
1 Year Term Deposit 2.55%
18-23 Months Term Deposit 2.75%
2 Year Term Deposit 2.70%
3 Year Term Deposit 2.80%
4 Year Term Deposit 2.90%
5 Year Term Deposit 3.15%
90 Day Term Deposit
Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). Rate shown for annual interest. Minimum investment $500; Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date.
1 Year Redeemable Term Deposit
Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid at redemption or at maturity. If term is redeemed after 60 days prior to the 1 year anniversary, simple interest will be calculated on the principal amount for the number of days in the term and paid at redemption (principal x rate x number of days / 365 days). Minimum investment $500; Maximum investment $500,000. Cashable any time after 60 days. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date.

1 Year Term Deposit, 18-23 Month Term Deposit, 2 Year Term Deposit, 3 Year Term Deposit, 4 Year Term Deposit, 5 Year Term Deposit
Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid monthly or annually. Minimum investment $500; Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date.
Daily Interest Savings Account (Rates effective 2022-04-27) Rates
$0 - $5,000 0.00%
$5,000.01 - $10,000 0.00%
$10,000.01 - $25,000 0.00%
Over $25,000 0.05%
Paid on the portion of the balance within each tier.
Investment Savings Account (Rates effective 2021-04-01) Rates
$0.01 - $4,999.99 0.05%
$5,000.00 and Over 0.15%
Investment Savings Account (Tax-Free Savings Account) (Rates effective 2021-04-01) Rates
All Balances 0.15%
3 Year RateBuilder - Effective Yield 1.15 (Rates effective 2022-04-27) Rates
Year 1 0.70%
Year 2 0.95%
Year 3 1.80%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
5 Year RateBuilder - Effective Yield 1.25 (Rates effective 2022-04-27) Rates
Year 1 0.85%
Year 2 0.95%
Year 3 1.05%
Year 4 1.65%
Year 5 1.75%
RateBuilder Term Deposits:  Minimum deposit $500. Annual compound interest paid annually or at maturity
2 Year Flexi-Growth Term Deposit (Rates effective 2022-04-27) Rates
0 to 6 months 0.20%
6 to 12 months 0.30%
12 to 18 months 0.50%
18 to 23 months 0.65%
23 to 24 months 0.80%
3 Year Flexi-Growth Term Deposit (Rates effective 2022-04-27) Rates
0 to 12 months 0.50%
12 to 18 months 0.60%
18 to 24 months 0.70%
24 to 30 months 0.80%
30 to 35 months 0.90%
35 to 36 months 1.00%
2 and 3 Year Flexi-Growth Term Deposits: Annual compound interest paid annually, at redemption or at maturity. Interest earned must be reinvested back into the term deposit. Redemption available any time after 90 days. No partial redemptions permitted. If term is redeemed any time after 90 days prior to the 1 year anniversary, simple interest will be calculated on the principal amount for the number of days in the term and paid at redemption (principal x rate x number of days / 365 days). Minimum investment $500. Available to personal accounts only. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day’s date
Flexi Term Deposit (Rates effective 2022-04-27) Rates
3 Year Flexi Term 1.00%
5 Year Flexi Term 1.10%
Flexi Term Deposit: Minimum $2,500. Annual compound interest paid annually and at maturity.
Nest Egg Term Deposit (Rates effective 2022-04-27) Rates
1 Year Nest Egg 0.3%
3 Year Nest Egg 0.5%
5 Year Nest Egg 0.85%
** non-registered, RRSP & TFSA eligible.
Short-term Term Deposits (Rates effective 2022-04-27) Rates
30 - 59 Days 0.75%
60 - 89 Days 0.80%
90 - 119 Days 0.85%
120 - 179 Days 0.90%
180 - 269 Days 0.95%
270 - 364 Days 1.00%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Long-term Term Deposits (Rates effective 2022-04-27) Rates
1 Year Redeemable 0.60%
1 Year 2.30%
18 - 23 Months 2.50%
2 Years 2.45%
3 Years 2.55%
4 Years 2.65%
5 Years 2.90%
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
Rates are subject to change without notice and are for information only. For details please contact us.
Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.