Homebuying

Mortgage Specialists

At Alterna, we care about finding a mortgage solution that meets your unique needs.

What we offer:

homebuying competitive rates icon

Competitive
Rates

From variable to fixed, we have all the options you need, and we'll even hold your rate for up to 120 days.

speaking with a mortgage advisor

Pressure-free, transparent advice

We can help you find the right mortgage solution with our personalized advice and flexible options.

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Caring service for the life of your mortgage

We’re here for you at every stage of your homeownership journey.

Meet our Team

Jessica Bird-Carrer

Mortgage Advisor

Serving the Mississauga, Hamilton and Streetsville communities

jessica.bird@alterna.ca

647.464.7352

I have been serving the Greater Toronto Area for over 16 years, so whether you’ve just started your research or are actively house-hunting, I can provide you with personalized advice and solutions to make your homeownership goals a reality.

Houda Chehab

Mortgage Advisor

Serving the Orleans and St. Laurent communities

houda.chehab@alterna.ca

613.816.4695 

I have been serving the Ottawa area for over 22 years, so whether you’ve just started your research or are actively house-hunting, I can provide you with personalized advice and solutions to make your homeownership goals a reality.

Languages: English and Arabic

Ismael Mohamed El Fatihou

Mortgage Banker

Serving the Place de Ville community

saidismael.mohamedelfatihou@alterna.ca

613.282.5399 

I have over 12 years of experience in lending and mortgages in the Ottawa area. So whether you've just started your research or are actively house-hunting, I can provide you with personalized advice and solutions to make your homeownership goals a reality.

Shab Mirzaei

Mortgage Banker

Serving the Bells Corners and Merivale communities

shabnam.mirzaei@alterna.ca

613.889.8626 

I am passionate about helping our members to achieve their home-ownership goals. Whether you want to buy your first home, access your home equity, or move your mortgage over to Alterna Savings, I can help you to make smart mortgage and home-financing decisions. In my spare time, I enjoy travelling, spending time with friends and family and outdoor activities. 

Karyn Smith

Mortgage Banker

Serving the Scarborough community

karyn.smith@alterna.ca

647.261.9843 

I have been serving the Greater Toronto Area for over 15 years. So whether you've just started your research or are actively house-hunting, I can provide you with personalized advice and solutions to make your homeownership goals a reality.

Tools and Resources



Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.