Imagine saving for whatever you want in life - effortlessly. That's what Alterna's Ways to Save products and services can do for you.

Personal Budget Worksheet

Pair your savings strategy with our user-friendly budget calculator to help you determine how much to save.

Save the Change

Save small amounts of change on every debit card purchase and watch your savings grow!

  • Every debit card purchase is rounded up to the next dollar and the difference is placed into your savings account.
  • No set-up fees
  • You can request funds to be transferred into your own savings account or another members’ account, such as your child or grandchild

Pay Yourself First

Before you pay your bills, buy food, or spend any other money, put part of your paycheck in a savings account. You're worth it!

  • Automate your savings by setting up a recurring transfer when and in the amount you want.
  • Transfer the funds to a savings, investment, RRSP or TFSA account and, in a snap, you're making money!
  • Simply log into online banking and set-up the recurring transfer.

Nest Egg Term Deposit

Grow your nest egg into a golden nest egg so future you, can do more!

  • Earn competitive interest
  • Available in 1, 3 and 5 year non-redeemable terms
  • Start small or go big! Contribute from $10 up to $1,000 per month
  • Contribute through payrolls deductions, preauthorized or scheduled transfers
  • Contribute anytime

Flexi Growth Term Deposit

A one of a kind way to save.

The Flexi Growth Term Deposit provides you with the opportunity to cash in at any time after 90 days, with no penalty all while taking advantage of competitive interest rates.

  • Provides the opportunity to cash in the terms anytime after 90 days, at no penalty, while taking advantage of competitive interest rates
  • Interest is not tiered. For example, if redeemed within the 18-24 month range, earned interest is 1.10% from the start date of the investments based on the example chart provided.

How can we help?

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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