Homebuying Journey

Why Alterna?

Alterna is committed to finding you a mortgage solution that will meet your specific financial needs.

It’s our promise that:

  • The rate we offer you will be competitive
  • We'll be open and transparent about any applicable fees, nothing will be hidden
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*
  • You don't have to go through this alone

I want to...

Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.

Renegotiate your existing mortgage to access additional funds.

Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!

Renew your existing mortgage with us or access the equity in your home. 

Choosing the right mortgage type for you


3-Year Fixed -
High Ratio Only

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See all rates



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