Credit Cards


We have credit cards to suit your lifestyle.

With benefits like no annual fees, low interest rates and great rewards, Alterna credit cards give you a range of choices to suit any budget. See a full range of Credit Card options below.

Current Promotions

Balance Transfer - 0% Balance Transfer for 9 months*

Welcome Points Offer - Unlock up to 5,000 Welcome Points after your first purchase**

Credit Card Options

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Cash Back Infinite

A premium card for your every day life

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Cash Back

An essential companion

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A no annual fee, low rate option

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Centra Gold

Rare and precious

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Infinite possibilities

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US Dollar

The US Dollar purchase card

Contact us today and we can help you pick the right option for your needs.

Making purchases is easier than ever.

Alterna Savings credit cards now offer Apple Pay, Google Pay and Samsung Pay®. No matter which way you pay, you’re protected by our online security and will continue to earn eligible rewards.

For more details, please visit our Ways to Pay page.

Introducing CardWise, the new way to manage your Alterna Savings credit card with security and ease.

Use the mobile app or online platform to view your balance, customize transaction alerts and controls, block merchants, and more – all in one place. Make the switch from MyCardInfo today!

Download the CardWise Mobile App for both iPhone and Android to get the most from your Alterna Savings credit card.

Google Play  App Store

Alterna Savings Collabria Visa Credit Cards can give you more than convenient purchasing power and great benefits like points rewards. Collabria Visa Credit Cards also provide the added benefit of insurance.

Collabria Visa Card Insurance^ benefits:

  • Protection on most items purchased with your card
  • Doubles the manufacturer’s warranty
  • 90 days purchase protection on purchases made with your card
  • Mobile device insurance
  • Auto rental collision/loss insurance
  • Emergency health care coverage
  • Trip cancellation insurance
  • Lost or delayed baggage coverage
  • Accident protection
  • 24/7 travel assistance

See Alterna Savings complete selection of Collabria Visa Cards for more information on the available insurance features.


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How much do you know about credit cards

Credit Cards are convenient, widely accepted, and offer plenty of incentives. Understanding how they work is the best way to reap their benefits.

woman using her phone and debit card on the couch

How does a balance transfer work?

Balance transfers offer a great opportunity to manage credit card debt and help get your finances under control.

How to improve your credit score

Your credit score determines how much you qualify to borrow and how much you’re charged for a loan. Here are 7 tips to help boost your score.

How can we help?

Subject to credit approval.

*Terms and Conditions apply.

**Terms and Conditions Apply

^Credit card insurance is subject to terms, conditions, limitations and exclusions (including pre-existing medical condition exclusions). These are described in the insurance certificates you receive with your credit card package. Some insurances require purchases, auto rentals, common carrier fares and other trip costs to be charged to your credit card to activate coverage (other conditions may also apply).
Credit card insurance may be supplementary to other home, auto or medical coverage you may already have (meaning all other sources of insurance, recovery or indemnity must be exhausted before credit card insurance pays any benefits to you).

The Alterna Visa credit card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
™Google and the Google Pay logo are trademarks of Google LLC.
®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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