MarketTracer® Term Deposits

Guaranteed principal and the potential for higher returns.

An investment that gives you the best of both worlds 

Invest with confidence and peace of mind with our MarketTracer® Term Deposit. Like a regular term deposit, it ensures your principal is 100% guaranteed, while offering you the potential for higher returns.

Greater returns

Alterna’s MarketTracer® Term Deposit’s performance is linked to a specific stock market index or group of stocks, which means you can benefit from the potentially higher returns that an equity-linked investment can provide.

Features and Benefits: 

  • Principal investment is 100% guaranteed
  • Potentially higher return is tied to the stock market
  • No fees or commissions
  • Available in 3- and 5-year terms
  • Minimum $500 initial deposit
  • Non-registered, RRSP and TFSA eligible

MarketTracer® Term Deposit options

Canadian Financial Services Guaranteed Return

  • Return is tied to eight major Canadian Financial Institutions
  • Guaranteed minimum return paid annually

Global Diversified Guaranteed Return

  • Return is tied to 20 global companies across the developed world
  • Guaranteed minimum return paid annually

Ways to Invest

Personal Banking

Our advisors can help you purchase or renew your investments over the phone or in branch so you can achieve your financial goals.


Our advisors provide access to comprehensive, customized financial management built through integrity, ethics and responsibility.


Bank anywhere with our online banking options. Buy or renew GICs/Term Deposits online or set up transfers.


Tap into timely insights and tools to invest with confidence in all market conditions with Qtrade® Direct Investing TM.


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Types of Term Deposits

Whether you have short-term or long-term savings goals, there is a term deposit that will provide you with the security and flexibility you need.

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How can we help?

At Alterna Savings, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.
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