Estate planning is a legal process for the distribution of a deceased person’s assets. It allows you to create a formal strategy that helps safeguard your assets and transfer them in an orderly, tax-efficient manner to beneficiaries.

In our Advice for Life Winter newsletter issue, you’ll find interest rates, inflation & the job outlook, the importance of saving for retirement and so much more.

Most people understand the value of investing for the future. Building wealth over time is a great way to achieve your financial goals and, ultimately, enjoy the retirement lifestyle you envision. However, not everyone knows how investment taxation works. Taxes can erode long-term wealth, and that’s why it’s good to seek tax efficiency in your portfolio.

Tax season can be stressful, but with proper advance planning and awareness of the latest tax updates you can make the process smoother and potentially save money.

Alterna Advisors can also help you plan to manage your debt. They can assist you with goal development, cash flow management, debt management, investment opportunities and strategies, retirement income strategies and estate, and tax guidance.

People with physical and mental disabilities often face serious financial challenges related to earning limitations or direct out-of-pocket expenses.