Lines of Credit

A flexible, low-cost way to borrow money.

Alterna’s secured and unsecured lines of credit provide you with immediate access to additional funds whenever you need them, at rates that are lower than most credit card rates.

Line of Credit Options

Personal Loans

Enjoy the flexibility of using a loan to purchase a new car, install energy efficient upgrades, take a well-deserved vacation, renovate your home or make other major purchases.


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How to improve your credit score

Your credit score determines how much you qualify to borrow and how much you’re charged for a loan. Here are 7 tips to help boost your score.

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How to use your line of credit

A line of credit acts as a preset borrowing limit. It provides you with the flexibility to take money out at any time to cover unexpected expenses or to use as a resource to pay for projects such as home renovations.

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Get Approved for a Line of Credit or Loan

Loans and lines of credit have lots of similarities but there are some differences. Understanding these differences is the first step towards getting approved.

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How can we help?

*Approval and credit limit are subject to Alterna’s credit approval criteria.

Payment Protection Legal Disclaimer:
Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.

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