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Alterna - Alterna, does it differently. Why Intentionality Matters in the Black Community Alterna, does it differently. Why Intentionality Matters in the Black Community By Alterna Team February 01, 2024 Small Business By: Susan Henry, Director, Community Impact & Financial Inclusion I often say money and credit determine access to opportunities; the path to socio-economic advancement can be daunting for those with lower income or without established credit. Traditional banking systems,…

Alterna - Buying Siblings out of an Inherited Estate Buying Siblings out of an Inherited Estate By Alterna Team January 24, 2022 Life Events The emotional stress of deciding how to deal with an inherited estate when a parent dies can already be quite high, but when siblings are involved and the terms are disputed, it could lead to legal or financial repercussions. We often deal with people who have inherited a portion of a parent’s estate and need help sorting out the financial arrangements to …

Alterna - 5 Tax Tips for the Self-Employed 5 Tax Tips for the Self-Employed By Qtrade Direct Investing® December 14, 2022 Financial Advice Tax and Estate Planning Advocate Doug Carroll explains some of the tax breaks available to self-employed. If you are self-employed, there are a few differences in how and when you pay your taxes, as well as some definite tax advantages. Make the most out of them with our handy tax tips. Tax filing due date for self-employed Hint: It isn’t the same as the…

Alterna - Chequing vs Savings Account Chequing vs Savings Account By Alterna Team October 18, 2021 Financial Advice Having the right tools is essential for any task. When it comes to your finances, the first tools you need are bank accounts. There are two basic types of accounts, chequing, and savings. So what is the difference between a chequing and savings account, and do you need both? Chequing Account A chequing account is a place for the money you use for day-to-day living expenses. It’s…

" About the 2023 grant recipients Ottawa Communit y Loan Fund is an incorporated non-profit registered charity working for financial empowerment in the Ottawa area

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