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So what is the difference between a chequing and savings account, and do you need both? Chequing Account A chequing account is a place for the money you use for day-to-day living expen... Savings Accounts A savings account is used to store money for a longer-term... Do I need both? Chequing and savings accounts are great tools for specific jobs – together, they offer ways to make it easier for you to manage your money... These savings accounts allow 2 withdrawals per month for free before incurring fees

Alterna - 5 Tax Tips for Parents 5 Tax Tips for Parents By Qtrade Direct Investing® September 14, 2023 Financial Advice Tax and Estate Planning Advocate Doug Carroll explains some of the tax breaks available to parents... Canada child benefit This is a tax-free m... Child disability benefit This is a tax-free monthly benefit for families who care for a child under age 18 with a severe and prolonged physical or mental impairment. The maximum monthly benefit for the July 2023 to June 2024 period is $264

Alterna - Navigating Rising Interest Rates: Smart Financial Moves for Canadian Families Navigating Rising Interest Rates: Smart Financial Moves for Canadian Families By Alterna Team June ... While these measures can have long-term economic benefits, they present immediate challenges for Canadian families... If our expenses have already increased due to inflation and higher interest payments, it’s better to wait for until you have the funds to pay for them upfront, so as not to take on additional debt

That's because banks are in the business of making a profit for their shareholders... Try doing that in a traditional bank! An account for everyone Some of the earliest credit unions in Canada were established as an alternative to banks, which often made it difficult for average citizens to borrow or invest... Share to Related Articles Chequing vs Savings Account Helping your Children Buy their First Home Choosing the Right Chequing Account The Benefit of Multiple Bank Accounts Avoiding Investment Fr

As parents, we’re constantly looking for ways to secure a bright future for our children. Alongside academic success, fostering financial literacy is important for preparing them for the journey ahead. At Alterna, we understand parents’ challenges in planning for their child’s financial well-being, and we’re here to make it easier for you. RESP: Investing in your child’s education Did you know that for the 202... Book an Appointment [i] The Daily — Tuition fees for degree programs, 2021/2022 (statcan

Building a strong foundation Financial literacy is like a strong foundation for a house. It provides stability and support for future financial decisions... For example, a vacation... Emergency Preparedness Teaching kids to save also prepares them for unexpected expenses or emergencies... Kids learn they are accountable for their money, there are consequences for saving and spending, and that they should manage money wisely. This lesson paves the way for responsible budgeting, saving, and investing practi

A thoughtful financial plan creates space for both enjoyment today and security tomorrow... Share to Related Articles Chequing vs Savings Account Alterna Savings and the Credit Union Difference Helping your Children Buy their First Home Choosing the Right Chequing Account The Benefit of Multiple Bank Accounts Avoiding Investment Fraud for Seniors 5 Tax Tips for the Self-Employed Safeguarding Your Personal Information Smart Ideas for your Tax Refund Navigating Rising Interest Rates: Smart Financial

In 2019, Toju founded Goodszilla , an online second-hand marketplace that allows users to buy and sel... In 2022 Goodszilla plans to launch a donation app for Shopify stores, empowering these online shops to drive donations to featured charities. Toju connected with Alterna’s Microfinance program through the Parkdale Centre for Innovation in Toronto and credits the program for “providing a much-needed uplift” for the Goodszilla... It also contributed to some of the development costs for our mobile app

Step One - Define your income For most people, this one is easy... For these types of expenses, be realistic with what you need to buy and where you need to go... If you need guidance to understand what your long-term needs should be, engage a financial specialist who will help you plan for your present and your future... Share to Related Articles Save the Change Easy Steps to Start Saving 6 Steps to Smart Savings: Tips to help you achieve your financial goals How to Save for Your Dream Wedding: Tips an

She has developed and launched BPI’s signature seminars and workshops “Gifted for Success” (GFS) in 2016... As a champion of empowerment, she partner’s with not-for-profit agencies where she provides both personal and business coaching for individuals and startup/small business owners... Black history month is an opportunity for Bianca to participate in events and projects that educate ot... The Niesh Hair Scarf Wig is one of the most comfortable solutions for balding women of all ages and nationalities