Alterna - Global Diversified Guaranteed Return

Alterna’s MarketTracer® Term Deposit – Global Diversified Guaranteed Return is similar to a regular term deposit, but the return is based on the market performance of twenty large corporations representing economic sectors in the developed countries. That means you can participate in the performance of twenty global companies while guaranteeing 100% of your principal investment. On top of it all you’ll receive a guaranteed minimum return paid annually!

For more information or to invest in the Alterna MarketTracer® Term Deposit – Global Diversified Guaranteed Return, contact us.

Alterna’s MarketTracer® Term Deposit – Global Diversified Guaranteed Return At a Glance
Sales Period:	July 25, 2023 to September 25, 2023
Index	Equal weighting of 20 large corporations representing economic sectors in the developed countries
Term (non-redeemable)	5 Year
Minimum Investment	$500
Principal Guaranteed	Yes
Guaranteed Annual Return	2.00%
Guaranteed Cumulative Appreciation	10.00%
Maximum Cumulative Appreciation	35.00%
Market Participation	100%
Plan Eligibility	RRSP and TFSA

Sector	Weighting
Financials	20%
Consumer Staples	15%
Health Care	15%
Technology	15%
Consumer Discretionary	10%
Utilities	10%
Communications	5%
Industrials	5%
Materials	5%

Country	Weighting
Canada	25%
Japan	15%
United States	15%
France	10%
Switzerland	10%
United Kingdom	10%
Australia	5%
Germany	5%
Spain	5%

Definitions:

Principal: The amount of the Initial Deposit

CP²: The average closing price of each security on April xx, 2020, May xx, 2020 and June xx, 2020 (or the following business day if no reading takes place on this security on any of these dates).

CP¹: The price of each security at closing on June xx, 2015 (or the following business day if no reading takes place on this security on this date).

S1 to S20: Each one of the twenty (20) securities listed below.

100%: The rate of participation in the growth of the basket of securities.

Legal

Alterna refers Alterna Savings and Credit Union Limited (operating as Alterna Savings).

* 10.00% refers to the minimum cumulative return of the 5 Year term (2.00% guaranteed annual return). 35.00% refers to the maximum cumulative return possible on the 5 Year term. Minimum investment $500. Rate subject to change without notice. See in branch for details.

At Alterna Savings, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).