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Four pillars of investment tax planning1. DEFER – Making sense (cents?) of the time value of money The later you pay tax, the longer your money works for you... However, only half of realized capital gains are taxable, and dividends from the stock of a Canadian corporatio... You’ll need to evaluate the tradeoffs so that you can make the best choice for you... This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters
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Preserving Your Cottage Legacy: Securing Memories for Future GenerationsAlterna - Preserving Your Cottage Legacy: Securing Memories for Future Generations Preserving Your Cottage Legacy: Securing Memories for Future Generations By Alterna Wealth September 08, 2023 Investing Cottages are places where families get together and create memories together... Probate, if charged, is no more than 1... Have those discussions with your children, assess your financial liabilities for your estate and take the appropriate course of action for your family... Book an appointment with your
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Empowering Women Through Entrepreneurship: A Pathway to Inclusive WealthHowever, for women, entrepreneurship represents much more – it’s a pathway to breaking barriers, defying stereotypes, and inspiring inclusion... This wage gap, exacerbated during the pandemic, underscores the urgent need for proactive measures to empower women economically... Fostering Inclusive Communities for Women Entrepreneurs In addition to financial support, fostering inclusive communities is essential for the growth and sustainability of women-led businesses. Networks built on mentorship, colla
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5 Tax Tips for ParentsAlterna - 5 Tax Tips for Parents 5 Tax Tips for Parents By Qtrade Direct Investing® September 14, 2023 Financial Advice Tax and Estate Planning Advocate Doug Carroll explains some of the tax breaks available to parents. 1. Canada child benefit This is a tax-free... Child disability benefit This is a tax-free monthly benefit for families who care for a child under age 18 with a severe and prolonged physical or mental impairment. The maximum monthly benefit for the July 2023 to June 2024 period is $264
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Creating Kind Space: Four Decades of Building Community Support in Ottawa"The organization was created as a hub for support, health, and educational programming," explains Carling Miller, Executive Director, Kind Space. This innovative approach made them one of Canada's first 2SLGBTQIA+ organizations to achieve charitable status, setting a precedent for similar organizations nationwide... As an Alterna member for over 8 years, this alignment with Alterna Savings has yielded tangible benefits for the community... Through their comprehensive programming, free services, and d
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Smart Spending for the HolidaysAlterna - Smart Spending for the Holidays Smart Spending for the Holidays By Alterna Team November 29, 2024 Savings With a bit of financial planning, you can enjoy the holidays without the January debt hangover... Create a Realistic Budget Start by setting clear spending limits for gifts, decorations, travel, and entertainment... Plan for the New Year Once the holidays are over, take time to review your finances and set goals for the coming year. Reflecting on what worked and what didn’t,... Call us at 1