Co-operative and Affordable Housing

¹Rates subject to change at any time. Bonus is not eligible on promotional term deposit rates.

*Savings are calculated based on: Incremental interest earned $367 and savings from no fee on day to day transactions including cheques cleared, PAD’s, PAC and chargebacks and deposits $383. Potential savings may not reflect the net savings your organization will receive; this amount will vary based on your organization’s financial situation.
 
Values are based on 2025 pricing and historical transaction activity.

<sup>Based on 2025 average annual savings for all CHIP account holders plus the savings from the monthly account fee for the Business Prestige Account.

✝</sup>Savings are calculated based on: No monthly account fee for the Business Prestige Account ($100/month x 12 = $1,200). Incremental interest earned $5,460. Savings from no-fee or reduced fees on cleared cheques, PADs, PAC and chargebacks and deposits $140. Potential savings may not reflect the net savings that your organization will receive; this amount will vary based on your organization’s financial situation.

**Fees will apply if a member exceeds the number of courier pick-ups included in their package in any given month.

^✝✝Open an eligible account and complete the qualifying criteria. Refer to Terms & Conditions for more details. The offer period begins on January 1, 2026, at 12:01 a.m. Eastern Time and ends on December 31, 2026, at 11:59 p.m. Eastern Time (the “Offer Period”).

^✝✝✝The offer period begins on January 1, 2026, at 12:01 a.m. Eastern Time and ends on December 31, 2026, at 11:59 p.m. Eastern Time (the “Offer Period”).

^✝✝✝✝To be eligible for New to Canada Banking, you must be a Permanent or Temporary Resident of 10 years or less and/or meet the Conventional Refugees status. Only available in the first three years of membership. The up to $900 value assumes eligibility for bonuses, savings, and benefits under the Alterna Good Start Program and is calculated as follows $504 in banking savings — Waiver of monthly fees ($14/month) on the Unlimited Chequing Account for 36 months;